Healthcare Access Program

Health exchange edit 2

 

Uninsured? RAP’s got you covered! Call our hotline today at 917.602.4356

Not getting health benefits at work? Make a FREE appointment with a RAP healthcare access navigator to determine if you and your family qualify for free or low cost health insurance through the NY State of Health Marketplace.  

What’s up with the new healthcare law? Is it really happening?

Yes. The law does two main things:

1. Expands Medicaid coverage. This means that if you’re single and make under $15,000/year you get free health insurance!

2. Gives you access to low-cost healthcare on an online marketplace. Think of RAP’s navigators as your free personal shoppers who will help you compare the costs of several plans to determine which one is right for you and your family.

Do I have to get insurance? What if I’m young and don’t need it?

Yes. Did you know that the vast majority of bankruptcies are caused by medical bills? You may be healthy now, but if you get sick or injured, you’ll have to pay out-of-pocket for your entire bill. Even a broken bone can cost several thousand dollars without insurance. The healthcare plans offered on the exchange give you access to free preventative care– like immunizations, contraception and HIV and STI screenings and counseling, so you can stay well. And, starting this January, you’re required to have health insurance or you pay a penalty. Signing up for a plan now will protect your health and your finances.

How much is this going to cost?

This depends on your income and how much coverage you need.

  • If you make under $15,000 a year, health coverage is FREE.
  • If you make $20,000 and have no children, plans start at just $59 per month
  • Anyone making under $45,000 qualifies for government subsidies that lower your monthly cost.

How can I get coverage for my child?

All children under 19 are eligible for free or low cost health insurance through Child Health Plus regardless of income or immigration status – with zero out-of-pocket costs at the doctor’s office. Come in today to see if your child qualifies for free!

What kind of paperwork do I need?

All you need is:

  • Any form of ID
  • Your social security number
  • An idea of how much you’ll make next year 

Children under 19 don’t need photo ID or a social security number, but bring any official documents you may have for them.

When can I come in?

Today! You can enroll now for coverage starting on January 1st, 2014.  Get started by calling 917.602.4356 to make a free appointment with a RAP Healthcare Access Program navigator. Enrollment is open through March 2014.

Have more questions?  RAP is here to help Call RAPs Health Care Access hotline at 917.602.4356